Small business owner without a will, trust, or living benefits?
See If You Qualify for Preferred Rates
Life insurance that pays you while you're alive if you have a heart attack, cancer, or stroke. Plus a legal plan with a will, trust, power of attorney, and attorneys on call for you and your business.
- ✓ No obligation
- ✓ Licensed agents
- ✓ Independent agency, multiple carriers
You built the business. But what protects you?
If this happens…
Heart attack, cancer, or stroke
The problem
You can't work, and your business can't run without you
What helps
Living Benefits pay you a lump sum while you're alive
If this happens…
You pass away without a will or trust
The problem
Your family and your business can be stuck in court for months
What helps
A will, trust, and power of attorney, done properly
If this happens…
An IRS audit letter arrives
The problem
You're paying an accountant or lawyer by the hour
What helps
IRS audit assistance and attorneys on call
The benefits package you never got
Employees get benefits from their job. You ARE the job.
Today you can change that column.
What you may qualify for
💰 Living Benefits Life Insurance
Term, Whole Life, or IUL with coverage that pays you if you're diagnosed with:
Use the money for anything: payroll, rent, the mortgage, medical bills, or keeping the doors open.
It's not a loan, and there are no restrictions on how you use it.
⚖️ Legal Benefits
- ✓Will, trust, and power of attorney
- ✓Access to attorneys for personal and business questions
- ✓IRS audit assistance
- ✓Credit monitoring and identity monitoring
- ✓Sex offender monitoring
- ✓And more
How it works
- 1
Answer 5 quick questions.
It takes about 60 seconds and doesn't affect your credit.
- 2
Talk to a licensed agent.
A real person, by phone, at a time that works for you. About 15 minutes.
- 3
Pick what fits, or don't.
No obligation and no pressure.
Meet your agent
Your Licensed Agent, Spencer Financial Group
"I work with business owners every day who've spent years building something and never protected it. My job is to show you your options in plain English."
See if you qualify
Do you currently have a will or trust?
Questions
Does it cost anything to check?+
No. Checking is free and there's no obligation.
Do I need a medical exam?+
Many options don't require one. Your agent will tell you which ones you qualify for.
Is the legal plan included?+
Your agent will walk you through how the legal plan is offered and what it includes.
What's an IUL?+
Life insurance that can also build cash value over time. Your agent can explain whether it fits your situation.
Will I get spammed?+
No. A licensed agent will contact you about your request, and you can reply STOP at any time.
Can this cover my children too?+
Yes. Ask your agent about coverage for children and grandchildren.